--- title: 4 times you'll want to think about improving your credit score description: If you're not the kind of person who checks their score regularly, these are some examples of times when you'll want to check in image: https://resources.salaryfinance.com/hubfs/Artboard%201%20copy%2041@2x-100-3.jpg --- [![](https://resources.salaryfinance.com/hs-fs/hubfs/Artboard%2015-8-1.png?width=242&height=86&name=Artboard%2015-8-1.png)](https://resources.salaryfinance.com/learn) [![GET YOUR FINANCIAL FITNESS SCORE](https://no-cache.hubspot.com/cta/default/3404115/3a16640c-167d-48c4-8af1-80d801726ad5.png)](https://cta-redirect.hubspot.com/cta/redirect/3404115/3a16640c-167d-48c4-8af1-80d801726ad5) ![Working in a cafe](https://resources.salaryfinance.com/hubfs/Working%20in%20a%20cafe.jpg "Working in a cafe") # Be better with money ##### Check your eligibility and apply for a Salary Finance employee loan #### [![APPLY →](https://no-cache.hubspot.com/cta/default/3404115/e00df437-dc82-4854-8096-c03f1bfafc41.png)](https://cta-redirect.hubspot.com/cta/redirect/3404115/e00df437-dc82-4854-8096-c03f1bfafc41) - Filter By Topic ** [Score 3](https://resources.salaryfinance.com/learn/topic/score-3) [Credit and Borrowing](https://resources.salaryfinance.com/learn/topic/credit-and-borrowing) # 4 times you'll want to think about improving your credit score ![](https://resources.salaryfinance.com/hubfs/Artboard%201%20copy%2041@2x-100-3.jpg) ## Share ** [mailto:?body=https://resources.salaryfinance.com/learn/4-times-youll-want-to-think-about-improving-your-credit-score](mailto:?body=https://resources.salaryfinance.com/learn/4-times-youll-want-to-think-about-improving-your-credit-score) ![Salary Finance](https://resources.salaryfinance.com/hubfs/Logo/SF_Monogram_Orange_RGB.png) By [Salary Finance](https://resources.salaryfinance.com/learn/author/salary-finance) 1 minute read There are some times in life when it pays to make sure your credit score is in good shape. If you're not the kind of person who checks their score regularly, these are some examples of times when you'll want to check in. Unsure how to check your credit reports and scores? [Start here.](https://resources.salaryfinance.com/learn/how-to-check-your-credit-reports-and-scores) ### When you're planning a big purchase If you're looking for some help towards a financial goal, like major home improvements, a new car, or a wedding, then chances are you might need to secure some additional credit - through a loan or new line of credit, for example. Lenders will look at your credit report to decide whether or not to lend to you, and at what rate - so before you make an application, make sure you're happy your credit score is the best it can be. ### When you're buying a house Getting a mortgage with a low score is hard work. If you're looking for a mortgage with a good interest rate then you'll need to make sure your credit score is in good shape. If your score is low, then it's worth making some improvements before you even start your property search. ### If you want to increase an existing credit limit Sometimes we go through periods in life when we need a little extra breathing room. If you want to increase your limit, then it's likely the bank will take a look at your credit score. To increase your chances of being accepted, [look at ways to improve your score](https://resources.salaryfinance.com/learn/how-to-improve-your-credit-score). ### If you want to work in the financial services sector There are some professions where employers will look for a healthy credit score as a sign of a responsible individual. If you're looking into a career in financial services, for example, then you'll want a strong score for the best chance of landing the job. ### Related resources: [Score 3](https://resources.salaryfinance.com/learn/topic/score-3) ##### [5 of life's major milestones to start preparing for](https://resources.salaryfinance.com/learn/5-of-lifes-major-milestones-to-start-preparing-for) 26 Aug, 2020 ![Picture of Salary Finance](https://resources.salaryfinance.com/hubfs/Logo/SF_Monogram_Orange_RGB.png) [Salary Finance](https://resources.salaryfinance.com/learn/author/salary-finance) [0 Comments](https://resources.salaryfinance.com/learn/4-times-youll-want-to-think-about-improving-your-credit-score#comments-listing) [Score 3](https://resources.salaryfinance.com/learn/topic/score-3) ##### [5 ways to become a smarter saver](https://resources.salaryfinance.com/learn/5-ways-to-become-a-smarter-saver) 26 Aug, 2020 ![Picture of Salary Finance](https://resources.salaryfinance.com/hubfs/Logo/SF_Monogram_Orange_RGB.png) [Salary Finance](https://resources.salaryfinance.com/learn/author/salary-finance) [0 Comments](https://resources.salaryfinance.com/learn/4-times-youll-want-to-think-about-improving-your-credit-score#comments-listing) [Score 3](https://resources.salaryfinance.com/learn/topic/score-3) ##### [What you should do as soon as you get paid: a 3-step action plan](https://resources.salaryfinance.com/learn/what-you-should-do-as-soon-as-you-get-paid-a-3-step-action-plan) 26 Aug, 2020 ![Picture of Salary Finance](https://resources.salaryfinance.com/hubfs/Logo/SF_Monogram_Orange_RGB.png) [Salary Finance](https://resources.salaryfinance.com/learn/author/salary-finance) [0 Comments](https://resources.salaryfinance.com/learn/4-times-youll-want-to-think-about-improving-your-credit-score#comments-listing) ### Get notified when we add new resources ## Get notified when we add new resources Subscribe to updates   ### Stay up to date ### About Salary Finance Learn Learn how to be better with money. 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