Money Smart: Your Spending and Saving Plan (Module 4)

The FDIC Money Smart curriculum consists of 14 modules of financial education content. By completing these modules, you'll come away with practical knowledge, new skills, and resources you can use to manage your finances with confidence! See the full list of modules here.

Click below to start this module (will automatically download the PDF guide to your local file system) 

The focus of Module 4 is how to develop a spending and saving plan, and how to prioritize spending when money is short. It consists of two sections:

• Section 1: Making a Monthly Spending and Saving Plan
  • Building Blocks of a Spending and Saving Plan
  • Increasing Income
  • Decreasing Expenses
  • Making Adjustments
• Section 2: When Money is Short
  • How Does It Happen and What Can I Do
  • Prioritizing Based on What Might Happen

Finished Module 4? Click here to access Module 5, which is about saving money for expenses, goals, and emergencies.