---
title: "Money Smart: Your Income and Expenses (Module 3)"
description: The focus of Module 3 of the FDIC Money Smart training program is how to track income and expenses.
image: https://resources.salaryfinance.com/hubfs/Artboard%201%20copy%2025@2x-100.jpg
---

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# Money Smart: Your Income and Expenses (Module 3)

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 By [FDIC](https://resources.salaryfinance.com/learn/author/fdic)

 1 minute read

*The **FDIC Money Smart** curriculum consists of 14 modules of financial education content. By completing these modules, you'll come away with practical knowledge, new skills, and resources you can use to manage your finances with confidence! [See the full list of modules here.](https://resources.salaryfinance.com/learn/fdic-money-smart-intro)*

 

### **Click below to start this module (will automatically download the PDF guide to your local file system) **

[![Begin Module 3: Your Income and Expenses](https://no-cache.hubspot.com/cta/default/3404115/b1d6e9e9-cf10-4ed5-b5d5-a9a2d32d5e57.png)](https://cta-redirect.hubspot.com/cta/redirect/3404115/b1d6e9e9-cf10-4ed5-b5d5-a9a2d32d5e57)

The focus of Module 3 is how to track income and expenses. It consists of two sections:

> - **Section 1: Income** 
>     - What is Income?
>     - Understanding Pay Statements
>     - More Than One Job or a Paid "Hobby"
>     - Tracking Your Income
> - **Section 2: Expenses** 
>     - Ways to Use Your Money
>     - Tracking Your Expenses
>     - Managing Your Expenses

##### Finished Module 3? [Click here to access Module 4](https://resources.salaryfinance.com/learn/money-smart-your-spending-and-saving-plan-module-4), which is about how to develop a spending and saving plan, and how to prioritize spending when money is short.

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