--- title: "Money Smart: Credit Reports and Scores (Module 6)" description: The focus of Module 6 of the FDIC Money Smart training program is credit reports and scores, building your credit history, repairing and improving credit. image: https://resources.salaryfinance.com/hubfs/Artboard%201%20copy%2028@2x-100-1.jpg --- [![](https://resources.salaryfinance.com/hs-fs/hubfs/Artboard%2015-8-1.png?width=242&height=86&name=Artboard%2015-8-1.png)](https://resources.salaryfinance.com/learn) [![GET YOUR FINANCIAL FITNESS SCORE](https://no-cache.hubspot.com/cta/default/3404115/3a16640c-167d-48c4-8af1-80d801726ad5.png)](https://cta-redirect.hubspot.com/cta/redirect/3404115/3a16640c-167d-48c4-8af1-80d801726ad5) ![Working in a cafe](https://resources.salaryfinance.com/hubfs/Working%20in%20a%20cafe.jpg "Working in a cafe") # Be better with money ##### Check your eligibility and apply for a Salary Finance employee loan #### [![APPLY →](https://no-cache.hubspot.com/cta/default/3404115/e00df437-dc82-4854-8096-c03f1bfafc41.png)](https://cta-redirect.hubspot.com/cta/redirect/3404115/e00df437-dc82-4854-8096-c03f1bfafc41) - Filter By Topic ** # Money Smart: Credit Reports and Scores (Module 6) ![](https://resources.salaryfinance.com/hubfs/Artboard%201%20copy%2028@2x-100-1.jpg) ## Share ** [mailto:?body=https://resources.salaryfinance.com/learn/money-smart-credit-reports-and-scores-module-6](mailto:?body=https://resources.salaryfinance.com/learn/money-smart-credit-reports-and-scores-module-6) ![FDIC](https://resources.salaryfinance.com/hubfs/FDIC%20logo.png) By [FDIC](https://resources.salaryfinance.com/learn/author/fdic) 1 minute read *The **FDIC Money Smart** curriculum consists of 14 modules of financial education content. By completing these modules, you'll come away with practical knowledge, new skills, and resources you can use to manage your finances with confidence! [See the full list of modules here.](https://resources.salaryfinance.com/learn/fdic-money-smart-intro)*   ### **Click below to start this module (will automatically download the PDF guide to your local file system) ** [![Begin Module 6: Credit Reports and Scores](https://no-cache.hubspot.com/cta/default/3404115/51e9676c-1d5b-44e1-8ad9-0b3bd13fca6a.png)](https://cta-redirect.hubspot.com/cta/redirect/3404115/51e9676c-1d5b-44e1-8ad9-0b3bd13fca6a) The focus of Module 6 is credit reports and scores, building productive credit histories, and repairing and improving credit. It consists of five sections: > - **Section 1: Credit Reports** > - What is a Credit Report? > - What is Listed in a Credit Report? > - What is a Credit Score? > - Who Uses Credit Reports and Scores? > - Having No Credit Reports or Scores > - The Fair Credit Reporting Act > - Opting Out > - **Section 2: Credit scores** > - The Basics of Credit Scoring > - What is a Good Credit Score? > - **Section 3: Getting and Understanding Your Credit Reports and Scores** > - Getting Your Credit Reports > - What Sections are in Credit Reports? > - Getting Your Credit Scores > - **Section 4: Disputing Errors on Your Credit Reports** > - Errors on Your Credit Reports > - How to Dispute Errors on Your Credit Reports > - **Section 5: Build, Repair, and Maintain a Productive Credit History** > - A Productive Credit History > - Credit Repair Scams > - Protecting Your Credit History   ##### Finished Module 6? [Click here to access Module 7](https://resources.salaryfinance.com/learn/money-smart-borrowing-basics-module-7), which is about options for borrowing money and what it costs. ### Related resources: ### Get notified when we add new resources ## Get notified when we add new resources Subscribe to updates   ### Stay up to date ### About Salary Finance Learn Learn how to be better with money. 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