--- title: "Money Smart: Buying a Home (Module 13)" description: The focus of Module 13 of the FDIC Money Smart training program is the home buying process, including mortgages. image: https://resources.salaryfinance.com/hubfs/Artboard%201%20copy%2035@2x-100-1.jpg --- [![](https://resources.salaryfinance.com/hs-fs/hubfs/Artboard%2015-8-1.png?width=242&height=86&name=Artboard%2015-8-1.png)](https://resources.salaryfinance.com/learn) [![GET YOUR FINANCIAL FITNESS SCORE](https://no-cache.hubspot.com/cta/default/3404115/3a16640c-167d-48c4-8af1-80d801726ad5.png)](https://cta-redirect.hubspot.com/cta/redirect/3404115/3a16640c-167d-48c4-8af1-80d801726ad5) ![Working in a cafe](https://resources.salaryfinance.com/hubfs/Working%20in%20a%20cafe.jpg "Working in a cafe") # Be better with money ##### Check your eligibility and apply for a Salary Finance employee loan #### [![APPLY →](https://no-cache.hubspot.com/cta/default/3404115/e00df437-dc82-4854-8096-c03f1bfafc41.png)](https://cta-redirect.hubspot.com/cta/redirect/3404115/e00df437-dc82-4854-8096-c03f1bfafc41) - Filter By Topic ** # Money Smart: Buying a Home (Module 13) ![](https://resources.salaryfinance.com/hubfs/Artboard%201%20copy%2035@2x-100-1.jpg) ## Share ** [mailto:?body=https://resources.salaryfinance.com/learn/money-smart-buying-a-home-module-13](mailto:?body=https://resources.salaryfinance.com/learn/money-smart-buying-a-home-module-13) ![FDIC](https://resources.salaryfinance.com/hubfs/FDIC%20logo.png) By [FDIC](https://resources.salaryfinance.com/learn/author/fdic) 1 minute read *The **FDIC Money Smart** curriculum consists of 14 modules of financial education content. By completing these modules, you'll come away with practical knowledge, new skills, and resources you can use to manage your finances with confidence! [See the full list of modules here.](https://resources.salaryfinance.com/learn/fdic-money-smart-intro)*   ### **Click below to start this module (will automatically download the PDF guide to your local file system) ** [![Begin Module 13: Buying a Home](https://no-cache.hubspot.com/cta/default/3404115/74751f4c-df56-4a80-bc61-e2c97d707230.png)](https://cta-redirect.hubspot.com/cta/redirect/3404115/74751f4c-df56-4a80-bc61-e2c97d707230) The focus of Module 13 is the home buying process, including mortgages. It consists of three sections: > - **Section 1: Getting Ready to Own Your Home** > - Reasons for Buying a Home > - Steps to Buying a Home > - How Much Can You Afford? > - Debt-to-Income Ratio > - **Section 2: Financing a Home Purchase** > - Types of Loans > - Learn About Mortgages > - Different Kinds of Mortgages > - How Mortgages Work > - Getting Pre-Qualified or Pre-Approved > - Shop Around for a Mortgage > - **Section 3: Getting Help and Buying Your Home** > - Putting Together Your Team and Finding a Home > - Making an Offer > - Closing on a Home > - Getting Help When You’re in Trouble   ##### Finished Module 13? [Click here to access Module 14](https://resources.salaryfinance.com/learn/money-smart-disaster-preparation-recovery-module-14), which is about how to financially prepare for, and recover from, disasters. ### Related resources: ### Get notified when we add new resources ## Get notified when we add new resources Subscribe to updates   ### Stay up to date ### About Salary Finance Learn Learn how to be better with money. Our easy-to-read guides, useful tools, and helpful resources from partners like United Way can help you move from debt to saving. ### Browse by Financial Fitness Score - [Score 1](https://resources.salaryfinance.com/learn/tag/score-1) - [Score 2](https://resources.salaryfinance.com/learn/tag/score-2) - [Score 3](https://resources.salaryfinance.com/learn/tag/score-3) - [Score 4](https://resources.salaryfinance.com/learn/tag/score-4) - [Score 5](https://resources.salaryfinance.com/learn/tag/score-5) [![New call-to-action](https://no-cache.hubspot.com/cta/default/3404115/1d01f8ed-407d-4b75-8645-3a977fba4ff9.png)](https://cta-redirect.hubspot.com/cta/redirect/3404115/1d01f8ed-407d-4b75-8645-3a977fba4ff9) ### Popular resources ### Recent posts [![Artboard 192 copy 3](https://resources.salaryfinance.com/hs-fs/hubfs/Artboard%20192%20copy%203.png?width=235&height=123&name=Artboard%20192%20copy%203.png "Artboard 192 copy 3")](https://resources.salaryfinance.com/learn) Copyright © 2022. All Rights Reserved. [![Share on linkedin](https://static.hsappstatic.net/cms-default-modules/static-1.92/img/linkedin-color.png) ](https://www.linkedin.com/company/salaryfinance/) [![Share on twitter](https://static.hsappstatic.net/cms-default-modules/static-1.92/img/twitter-color.png) ](https://twitter.com/salaryfin) **