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The 5th Annual Report from Salary Finance & FinFit

Inside the Wallets of Working Americans

Based on a survey of 2,000 working Americans conducted in February 2023

Many working Americans are at a crisis point when it comes to their personal finances. With inflation reaching historic highs throughout 2022, the rising costs of everyday expenses has made it difficult, if not impossible, for people to build their savings and avoid going into high-cost debt. 


How is this impacting employees at work, and what can employers do to help?
Read on to find out.





       ——     Methodology and limitations

 These results are based on a survey of 2,000 Americans who, at the time of the survey, were employed by an employer in the US with at least 500    employees. The respondents are distributed across the US geographically and the sample was designed to include representation of key sub-segments including women, Black or African-American people, Hispanic or Latino people, people identifying as LGBTQ+, and people with disabilities. The survey ran from February 7-14, 2023. Survey data comes with certain limitations due to self-reporting, which include telescoping, exaggeration, and selective memory. Citations of this report should read “Inside the Wallets of Working Americans, the 5th annual Report from FinFit and Salary Finance.”